Mexican insurance for rocky point

Mexican insurance for rocky point DEFAULT

Mexico Car Insurance Quotes

Get a Mexico Car Insurance Policy With GEICO

Your US auto insurance policy won't cover your car if you drive into Mexico. To have coverage while driving in Mexico, you need to buy a separate Mexico tourist auto policy.

Mexico car insurance is competitively priced and offers customizable short-term or extended coverage options-including physical damage, liability, vandalism, partial theft, medical payments, and even roadside assistance.

The GEICO Insurance Agency can help you get affordable car insurance for Mexico visits. Get a quote, choose the policy that's right for you, and buy online.

Are you traveling for the weekend, an RVer, or staying longer? GEICO can help you get a Mexico auto insurance policy that's right for you.

Flexible options include:

  • Daily policies
  • 6 month policies
  • Annual policies

It's helpful to have the following information handy before starting your Mexican car insurance quote:

  • Dates you'll be traveling in Mexico
  • Where in Mexico you'll be traveling
  • US auto insurance policy number

If you're driving your personal vehicle:

  • Make, model, year, and current market value for the vehicle
  • Vehicle identification number (VIN)
  • License plate number

Reliable Mexico Car Insurance

We secure policies by working with highly rated Mexican insurance companies like Grupo Nacional Provincial and El Aguila Compania de Seguros. These Mexico insurance policies are issued by a fully-licensed US Insurance Broker, International Insurance Group, Inc. who issues over 100,000 Mexico auto policies each year.

Coverage Options

Get up to $500,000, third party liability limits at a low cost. Choose the coverage that's right for you: physical damage, theft, vandalism, and medical payments can be customized with low deductibles.

Service And Claims

Mexico insurance comes with a dedicated staff to handle your questions and claims. If your vehicle was damaged, just file a claim before leaving Mexico and you can even choose to have your vehicle repaired back in the US.

Watercrafts And ATVs

Have toys like ATVs, UTVs, or watercrafts? Mexican Insurance can cover those too with a slightly higher deductible. Start your free quote online to learn more.

Insuring a Rental Car in Mexico

Getting rental car insurance in Mexico may be a bit hard. Don't worry. We're here to help you get prepared.

If you rent a car in Mexico, start by asking the rental agency. In most cases, you can get car insurance through them. Since most US auto insurers only insure rentals with US license plates, getting coverage through the Mexican rental agency is usually the only option.

Renting a vehicle in the US and driving it into Mexico is a different story. Not all rental companies allow drivers to take their cars into Mexico. You should check with the rental location first. Some rental companies only allow travel to Mexico from certain areas. You may also be charged an additional fee and or may be required to purchase insurance through them.

Did you know that Visa®, MasterCard®, American Express®, Discover®, and other card companies provide rental car coverage?

Before you book your rental car, call the number on the back of your credit card. If you book the rental with that card, your card company might offer insurance coverage.

Some companies have additional requirements or don't provide liability insurance, so confirm the details with your card company.

Roadside Assistance in Mexico

Roadside assistance is available with your Mexico auto policy, including towing, flat tire repair, fuel delivery, and more. Help is just a call away 24 hours a day in both English and Spanish.

Need to speak with us?

You can reach us at (888) 713-3312.

  • Mon - Sat

    8:00 AM - 5:00 PM (PST)

Mexico Insurance: Get the answers you're looking for.

  • What does Mexico car insurance offer?

    In general, Mexico car insurance has coverages similar to your GEICO Auto Insurance:

    • Physical damage for damages to your vehicle
    • Liability damage for damages to other people's vehicles, property, and/or injuries
    • Vandalism
    • Partial theft
    • Medical payments for injuries to you
    • Roadside assistance
    Everyone is different, so make sure the protection you pick is right for you.
  • Do you have more information about Mexico auto insurance?

    For additional information about Mexico car insurance please visit our Mexico car insurance information page.

  • Does GEICO provide car insurance in other countries?

    We do! Please visit our international car insurance page to learn about all the coverages we offer to our customers heading to other countries.

Please note:

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

If you choose to get a rate quote online, you will be taken to the International Insurance Group, Inc. website. This site is not owned by GEICO. Any information that you provide directly to International Insurance Group, Inc. on its website is subject to the privacy policy posted on their website, which you should read before proceeding. GEICO assumes no responsibility for their privacy practices or the use of their website.

Mexico Tourist Auto Insurance and Mexico Watercraft Liability Insurance coverages are written through non-affiliated insurance companies and are secured through GEICO Insurance Agency, LLC.


Mexico Auto Insurance

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Rocky Point Travel                   Phoenix: (480) 993-0333

Tucson: (520) 232-2143

Toll Free: (800) 214-0673

In Mexico: (662) 219-6755

E-mail: [email protected]

::- Mexico Auto Insurance -::

Get your Mexican insurance here.


























Click on the banner above and buy Mexican auto or boat insurance from the comfort of your own home. No more unnecessary stops and paperwork on your way to paradise. Click above, print your policy, and be on your way!  Questions?  Read below.

Q: Why do I need Mexican insurance?

A: Mexico has traffic laws very similar to the United States. The application of their laws is what accounts for the differences, and the reasons for needing Mexican insurance. The law in Mexico is based on the Napoleonic Code where guilt prevails over the assumption of innocence. In the U.S., the law is based on the English Common Law where innocence prevails over the assumption of guilt. Mexico does not have compulsory automobile insurance. The basic difference between Mexico's and United States financial responsibility law is that anyone involved in an accident in Mexico must have the means to respond to damages or injuries for which they may be responsible....which in Mexico would be in the form of either cash or a Mexican insurance policy.

Q: Do I need a Mexico Car Permit?

A: If you plan on only driving in the state of Sonora, the answer is NO, you don't need a permit.. If you plan to drive outside the state of Sonora in mainland Mexico beyond the border areas, or plan to transport a vehicle by ferry from Baja California to mainland Mexico, then yes, you do need a permit.. Permits are also not required for travel on the Baja California peninsula.

Q: Does my U.S. insurance policy cover me in Mexico?
A: Some policies may cover your vehicle for physical damage. The problem is that the Mexican government does not recognize any policies as valid unless it is by a Mexican insurance company. You must have a Mexican insurance policy that covers you for your liability in Mexico.

Q: How is the value of my vehicle determined?

A: Your insurance agent should be able to help you, or you can click on Kelly's Blue Book link on the right and check for yourself to determine your vehicle's value. Make sure to add those extras you want insured in case you should have a loss. Don't forget to add the vehicle being towed, if any, in the amount to be insured. We advise you not to under-insure.

Q: What if I have a loan on my vehicle?
A: Most lenders will require that they be furnished a copy of your policy indicating that the unit is insured while it is in Mexico. Just include the "lien holder" on your policy. Always make sure you allow enough time before your trip into Mexico to allow for the handling of paperwork.

Q: If I tow a trailer, boat, or another vehicle, do I need to insure them?
A: No, and it must be listed on the policy with the towing vehicle, otherwise the towing vehicle's insurance could be voided in the event of an accident or loss. If you are towing another Car or Truck, and plan on driving it around in Mexico, you will need a policy to cover it for driving and not just while it is in tow.

Q: If I am borrowing a vehicle, will I need any special documents?
A: Yes, you should obtain a notarized affidavit of permission from the legal owner?

Q: What is Liability Only?
A: The Liability Only policy provides the minimum vehicle insurance required by the Mexican government. Included in this coverage is property damage caused by your vehicle, legal liability for injuries or death of persons not in your vehicle, and medical expenses for you or other persons in your vehicle.

Q: What is Legal Aid Coverage?
A: In Mexico, a traffic accident is considered a felony.  It is possible that you will be detained by the authorities, with your vehicle impounded, until they conclude their investigation. Legal Aid helps to prevent this.  With one phone call, an attorney will come to your assistance, and negotiate your immediate release, as well as the release of the vehicle.

Q: What's covered on a Mexican auto insurance policy?
A: Contrary to the more broad coverage's of a standard U.S. auto policy, a Mexican tourist auto policy is a named peril policy. Basically that means, "what you see is what you get". If it is not listed on the Policy Coverage, then it is not a part of the coverage, , nothing more and nothing less.
There are five (5) basic risks to a standard Mexican tourist auto policy.
1) Collision, Upset, and Glass Breakage
2) Fire and Total Theft
3) Property Damage Liability
4) Bodily Injury Liability
5) Medical Expenses
There are various methods of customizing a Mexican tourist policy. You are encouraged to clearly define your travel plans to your Mexican insurance agent so that adequate insurance is established.

Q: What's NOT covered on a Mexican auto insurance policy?

A: As important as it is to know what is covered, it is worthwhile to also know what is NOT covered. Some of the losses and/or expenses an insured might incur which are not covered include pilferage, vandalism, lodging expenses, toll calls, and loss of wages.

Q: Are claims paid in dollars?
A: The Mexican insurance company settles all insurance claims in U.S. dollars from their claims offices in Mexico.

Q: Can I cancel my policy?
A: Yes, you can, as long as the policy is not in effect.  You will receive the premium amount minus a $25.00 facilitation fee.

Q: How much does Mexican insurance cost?
A: There are many factors to determine the total cost of insurance. Basically it is a "sliding scale" It all depends on how much you insure you vehicle(s) for, and how long you will be insured for. Most policies are written on a daily rate. It may be less money if you are going to be traveling many days in Mexico, or are planning to return, consider a six month or an annual policy. 10% Mexican government tax on the premium

Q: Do I have to go to your office to get my insurance policy?

A: No. We make it easy for you.  Click on the banner below and start the process. It is easy.  Stopping at the border to get insurance can be timely and it will be more expensive.  Doing it from the comfort of your own home and saving and printing the policy from your own computer is another benefit of booking your reservation with us.  Our parent company, Mexico Travel Services, is a licensed insurance broker and is affiliated with Ana Seguros - one of the most reputable, strongest and most innovative insurance companies in Mexico.  It is another benefit for you: Our rental client.







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Mexico Auto Insurance, mexican car insuranceStrength And Experience Since 1979
Best Mexican Insurance Coverage And Rates!
Toll Free 1-888-800-9988 from the US or Canada
Or 951-657-4220

Mexico vehicle coverage for California

Mexican Car Insurance for Rocky Point!

Planning a Rocky Point getaway? Before hitting the road, protect yourself with a high-quality Mexican auto Insurance for Rocky Point!! Compare up to five different Rocky Point auto insurance quotes at one time. Fast, easy, side-by-side comparison makes it a breeze to get the coverage that you need for your trip down to Rocky Point. Check out these three easy steps to getting top-quality car insurance for Rocky Point:
  • 1 - Provide your car's information
  • 2 - Pay for your insurance with a major credit card
  • 3 - Print out your Mexican Insurance for Rocky Point!
  • Canadian and U.S. car insurance policies are not valid down in Rocky Point. You can get the coverage that you need for your Rocky Point adventure 24 hours a day, seven days a week and 365 days a year at Mexican Insurance Store. We never close! You won't find better prices or more reliable Rocky Point insurance anywhere. We are the number one provider of a href="">Car Insurance for Rocky Point! in Southern California's Inland Empire, which is one of the busiest metropolitan areas in the state. Why waste your time going from one site to the next, when you can cut to the chase with Mexican Insurance Store? Rocky Point vacationers enjoy exceptional perks by purchasing their Mexican car insurance through Mexican Insurance Store! We offer the following benefits: Compared with buying Mexico Car Insurance for Rocky Point! at the border, buying it online is quick, affordable, reliable and efficient. We are a leading provider of Mexican insurance for Rocky Point. We sell policies like this every day! Take your pick from several top-quality Mexican insurance for Rocky Point policies; the following options are all available: Yearly Rocky Point car insurance available for as little as $141! Each policy allows an unlimited number of drivers, as long as they are over 21 and have valid driver's licenses. When you sit at the border for Rocky Point insurance, you waste time that could be spent at the beach. Maximize your enjoyment of everything that Rocky Point has to offer by purchasing your coverage online through Mexican Insurance Store!

For affordable rates and if you have questions visit Mexico Auto Insurance for Rocky Point. For an Instant Review of Mexican Insurance Rate Quotes with Comparable Options go to Mexican Insurance Store, offering the Best Quality Mexico Insurance Services for Travelers from Canada, Arizona, San Diego, Colorado, Texas. Review Coverage for Canadians!. Review online Mexico automobile insurance, and Mexican Car Insurance coverage for US and Canadian travelers.

Drive to Mexico - Mexico Travel Tips for Visa, Pets, Insurance \u0026 More

Do You Need Mexican Car Insurance in Rocky Point?

Last Updated: September 21, 2021 by Roxanna Brock McDade
Categories: Rocky Point

Just an hour south of the Mexican border, Rocky Point is a popular destination for U.S. tourists. Thousands of travelers drive to the seaside town every month. And just as many ask the question: Do you need Mexico car insurance in Rocky Point?

The answer is yes.

Cars at Rocky Point MaleconCars at Rocky Point Malecon

Despite Mexico establishing a Free Trade Zone (or Hassle-Free zone) that makes it easier for travelers to enter the country without needing a temporary vehicle importation permit, the same does not hold true for car insurance. The Mexican government requires Mexican car insurance in Rocky Point and elsewhere for all drivers in Mexico. Third party liability insurance, issued by a Mexico-based insurance company, is the minimum requirement.

That means your U.S. insurance policy will not cover your auto in Mexico, even if you drive just an hour from the border. And, Mexican authorities will not accept U.S. insurance if you have a fender bender.

The Free Zone, Explained

The Mexico Free Zone includes areas along Mexico’s northern and southern borders, and the entire Baja peninsula, plus a large portion of Sonora. The area stretches approximately 12 to 16 miles from the border. Rocky Point is located within the Sonoran Free Zone.

The zone was designated by the Mexican government to make it easier for travelers to enter Mexico and improve tourism along the U.S. border. As well, the designation makes trade in these areas easier by allowing many goods to be imported duty-free.

In the free zone, temporary vehicle importation permits (TIPs), for bringing non-Mexican vehicles across the border, are not required. This also makes travel easier.

Despite being in the Free Zone, Mexican car insurance is still required in Rocky Point and all Mexican territories, including Baja. Travelers heading to any tourist destination in the free zone, including Rocky Point, El Golfo, Rosarito, Ensenada, Valle de Guadalupe, Mexicali, and San Felipe are not legally permitted to drive without Mexico insurance.

What if I don’t have insurance?

What happens if you don’t have a Mexican-issued car insurance policy? Maybe nothing. However, if you are involved in an accident where you are at fault, you could be detained by authorities until you are able to prove you can pay for any damages you caused.

Where to purchase Mexican car insurance for Rocky Point?

There are any number of places to get Mexico auto insurance coverage. You could purchase from a small insurance stand in Ajo, since you will be passing through on your way to Rocky Point. This could work out well, but know that there is no guarantee that at the time of an accident your information will be readily available in the insurer’s system. Meaning it could appear that you do not have insurance when you get in an accident, which could delay your travels.

There are many U.S. online companies who sell Mexico insurance, which provide a lot of convenience. However, if they don’t sell coverage from A-rated, financially solid, Mexico insurers, you may not have the coverage you think you do, which could make it difficult to recoup your damages.

Take care in deciding where to purchase your Mexico auto insurance coverage.

Getting Rocky Point Car Insurance

Mexican car insurance, therefore, is critical for anyone traveling to Rocky Point or other destinations within Mexico.

The best time to purchase car insurance for your next trip to Rocky Point or other Mexican destination is before you cross the border. Look for policies written in English, and that come with support from bilingual claims adjusters who are available 24/7. Your policy should also include bail bond assistance.

When you buy online through Mexpro, your information is instantly populated into the insurer’s computer system. If you do have an accident while traveling, you will have immediate access to the insurer, an adjuster, and any legal assistance necessary to translate and help you comply with local regulations. Plus, you can purchase insurance from anywhere, including your car.

Mexpro also offers travel assistance including medical assistance, roadside assistance, auto legal liability assistance, personal legal assistance, and travel medical evacuation (daily policies only) standard with all our policies.


Point mexican rocky insurance for

Puerto Penasco Mexican Auto Insurance

Because Puerto Penasco - often called Rocky Point - is only 60 miles across the Mexican border from Arizona, it an easy driving detination for US vacationers. Although some of the requirements for traveling to Puerto Penasco are less strict than the rules for traveling to other parts of mainland Mexico, you still absolutely have to get Mexican auto insurance before you cross the border. The Mexican insurance requirements and laws are the same throughout the entire country of Mexico. If you are uncertain of why you need Mexico insurance, please read this page.

Even if you only plan to stay in Puerto Penasco for less than a day, you still need to purchase a Mexican insurance policy for one day of coverage.

Common Misconceptions About Mexican Insurance for Puerto Penasco:

My US insurance company covers me in Mexico, so I don't need Mexican insurance.

This may be partially true. Some US insurance companies do provide some level of physical damage and theft coverage while in Mexico (check with your US carrier for details), but this is usually only for 10-25 miles into Mexico. Rocky Point is 60 miles across the border, so once you travel further than the mileage limit, you have no coverage. Also, you still absolutely need to get Mexican liability coverage. No US company can provide Mexican LIABILITY COVERAGE for damages you cause to third parties. Mexican law requires that the liability coverage be provided by a Mexican insurance company. The Mexican liability insurance acts as your "stay out of jail pass."

I plan on driving to an RV park and staying for a week, so I will only buy Mexican insurance for one day while am driving to the RV park, and one day for when I driving back. I don't need insurance while I am parked at the RV park.

This concept is often called Day-In and Day-Out policies. Although this technique can save customers money on premium, it is also a very dangerous proposition. There have been many cases of RV park fires and other disasters that have completely destroyed motorhomes and other vehicles while they are parked in RV parks. The chances of this happening are small, but when it happens, customers potentially can lose everything and have no insurance coverage. For this reason, Adventure Mexican Insurance does not offer Day-In or Day-Out policies. Our job is to advise you how to protect yourself, not how to roll the dice.

Rocky Point Rally - Mexico Insurance

Mexican Auto Insurance for Rocky Point – High-Quality Mexican Insurance for Rocky Point

Mexican Auto Insurance for Rocky Point – High-Value Mexican Insurance for Rocky Point

One of the top seaside destinations in Mexico for many US residents and Canadians is Rocky Point. Mexican auto insurance for Rocky Point is important for ensuring that your travels to the popular resort area are smooth and free of trouble. The destination is designed to cater to the interests of travelers, and it is located within an hour’s drive of the border. Only one hour of Mexican driving time can place you in the heart of a beachfront paradise.

First Visits to Rocky Point – Mexican Insurance for Rocky Point From Mex Insurance Store Provides Confidence in Travel

Many travelers begin their adventures in Rocky Point through simple exploration. They hear about the charm of the location and venture across the border to see firsthand. Your Mexican auto insurance for Rocky Point is important per Mexico law because Mexican law requires that foreign motorists carry a policy. Additionally, our top-rated Mexican car insurance for Rocky Point provides you with the certainty of help if something goes wrong on the road. Although most first-time visitors to the area never have a problem, you can rest confidently in the knowledge that our Mexican insurance for Rocky Point includes roadside assistance if you have a highway breakdown or blowout.

Return Visitors – Long-Term Mexican car Insurance for Rocky Point

Those who fall in love with the resort area often find that the idea of owning a condo or home in the region is a great way to be sure of a place to stay on future visits. It’s possible to secure a long-term policy when you buy your Mexican auto insurance for Rocky Point so that you don’t have to worry about forgetting to do so prior to departure. You can make a quick getaway without being bothered with border shacks. It only takes a few minutes to obtain a quote, pay and print. Misplaced documents aren’t a problem as you can access your information online to make fresh copies. The process is simple:

  1. Enter the information about your vehicle
  2. Use a major credit card to pay for your policy
  3. Print your Mexican insurance for Rocky Point

Benefits of Online Buying when You Need Mexican Car Insurance for Rocky Point

The convenience of our Mexican insurance for Rocky Point is also matched by the quality of the products represented. In addition to year-round access on a 24/7 basis, you can count on excellent support while you are at home or on the road. These benefits include:

  • Roadside assistance – included free of charge with every Mexican auto insurance for Rocky Point policy
  • Legal and bail bond assistance – every policy provides you with access to representation if you are deemed to be at fault
  • Car rental – in full-coverage Mexican insurance for Rocky Point policies, rentals are provided to continue your trip or return home if your vehicle can’t be driven
  • Medical assistance – coverage related to accidents or grave illnesses

As a leading provider of Mexican auto insurance for Rocky Point travel, we ensure that you are able to obtain limits that are consistent with Mexican requirements so that you aren’t left with a huge bill if you are found to be at fault in an accident. Additionally, we boast the lowest fixed deductibles in the industry. Many Mexican insurance for Rocky Point products don’t include partial theft and vandalism, but our listing of policy options enables you to guard against this issue as you prepare to head south of the border.

These Mexican car insurance for Rocky Point features are among the most valuable:

  • Mexican Auto Insurance for Rocky Point Liability limits up to $500,000 per accident
  • Medical payments and uninsured motorist limits from $15,000 to $40,000
  • $500 fixed deductible for collision damage
  • $1,000 fixed deductible for theft, partial theft or vandalism
  • Competitive labor rates for Mexico, U.S. or Canada repairs

Rocky Point promises you more than just a day or two of pleasure. Many find that that first trip leads to a life-long enjoyment of the area. We are proud to provide the Mexican auto insurance for Rocky Point travelers in an easy-to-access manner that provides comprehensive information and Mexican Auto Insurance for Rocky Point coverage.

Mexican Auto Insurance for Rocky Point – High-Value Mexican Insurance for Rocky Point from Mex Insurance Store comes with FREE Roadside Assistance


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